Independent broker · 100+ carriers · Licensed in multiple states
Most people are overpaying for coverage that won't show up when it matters.
I worked in medicine before I was a broker, so I know what happens when a plan doesn't hold up. Let's look at what you have now and fix it before you need it.
- No fees to you
- No pressure
- We shop it for you
Medical Professional
→ Insurance Broker
0+
Carriers we shop
Multi-state
Licensed and growing
$0
Cost to you
0
Employee minimum for group plans
Why this agency exists
I was in medicine before I was a broker.
For years I stood at the bedside after the bad news, the injury, the surgery that nobody planned for. I watched people find out—mid-crisis—that the plan they'd paid into for years didn't actually cover the thing that just happened to them.
It was almost never bad luck. It was a plan nobody explained, sold by someone who was never going to be in the room when it mattered. So I got licensed and started doing it differently.
I read the fine print with you, in plain English, before you sign anything. Then I stay on—because the day you actually use your coverage is the day the advice counts.
“If your plan doesn't work, you find out on the worst day of your life. I'd rather we check it now.”
What we do
Three kinds of coverage, explained like a person.
Health Insurance
Covers the doctor visits, the ER trip, and the surgery you didn't plan for.
- Individual & family plans
- Group plans from 1 enrolled employee
- On and off the marketplace
Disability Insurance
Replaces your paycheck when an injury or illness keeps you from working.
- Short-term & long-term
- Own-occupation options
- Built around 1099 income too
Life Insurance
Leaves the people who depend on you with money instead of a bill.
- Term & permanent
- Coverage for a mortgage or kids
- No-exam options available
Who we help
You've probably got one of these problems.
Individuals & Families
You want real coverage without overpaying for benefits nobody in your house will ever use.
Self-Employed & 1099
No employer plan, and the marketplace quote made your eyes water.
Small Business Owners
You want to offer something good to your people without blowing up your budget.
Employers & Groups
You need a plan your team actually understands, starting at one enrolled employee.
How it works
Three steps. No fee, no obligation, no pressure.
- 1
Free 15-minute call
We look at what you have now and where it would leave you if something went wrong.
- 2
We shop 100+ carriers
Against your actual situation and budget, not a one-size-fits-all quote.
- 3
You choose
We handle enrollment, and we stay on for questions and claims down the road.
Watch
Insurance, explained in 60 seconds.
In their words
People we've sat down with.
“Their personalized approach and attention to detail are unmatched.”
Common questions
The things people ask on the first call.
I can get you to plans you won’t find on Google. A lot of what I place is only available through a licensed broker. I also shop 100+ carriers against your actual situation instead of selling one company’s product—and it costs you nothing extra, because the commission is in the premium either way.
No. You pay nothing for my help. Carriers build the broker commission into the plan whether you use a broker or not, so you may as well have one working for you.
Often, yes. A qualifying life event—losing a job, moving, marriage, a new baby—can open a special enrollment window. Some coverage types have no seasonal window at all. Let’s check your situation.
It depends on the plan. ACA major medical cannot deny you or charge you more for a pre-existing condition. Some private plans do ask health questions, so I’ll tell you straight which is which—then match you to one whose network and drug list actually cover your care.
In many cases, yes. Group health plans are available starting with just one enrolled employee. Let’s check whether your business qualifies.
Let's find out what you're actually paying for.
A free 15-minute call, no obligation. Worst case, you learn your current plan is fine.